The Power of Independence

Advice is Not All the Same

We believe not all financial advice is the same. There are differences in the way advisors recommend solutions for their clients and get paid by their clients. We are an independent firm.

What is an independent firm?

Independent firms are owned by the principals or partners of the firm. We are not employees of a large, “brand name” firm. Because we are independent, we have certain freedoms that an “employee” advisor may not have. For instance, we are under no obligation to represent or use specific financial products or instruments produced by any firm. We can provide financial tools to our clients from a broad array of national resources. That means we offer advice based on your needs. Advisors who are employed by some of the larger firms may be required to recommend products produced by their firm which may not always be the best fit for their clients.

A Comprehensive Relationship

Our professionals can offer a comprehensive look at your financial affairs. We are relationship oriented not transaction driven. We take the time to understand your vision for your future and that of your family. Once we understand who you are and what your goals are, we look at your whole financial picture to see what steps we need to take to help you achieve those goals. Only then will we make recommendations on investments, insurance, or tax and estate planning. We strive to ensure that each piece of your financial strategy is integrated and all aligned with your objectives.

A Network of Like Minded Advisors

Although we are independent, we are not alone. As a member of NFP Advisor Services we have a strong connection with other independent firms across the nation. NFP Advisor Services is comprised of some of the leading independent firms in the nation, and provides us with a community in which we can share best practices and with ongoing top-notch business management consulting. They help us be better business owners so we can be better advisors.

Before You Choose an Advisor, Ask These Questions

Are you limited to using only products sold through your broker/dealer?

  • How do you get paid for the services you provide?
  • Are you incented to use certain products over others?
  • What are your credentials?
  • Will you evaluate my entire financial picture including investments, insurance, tax and estate planning?